債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： They also act as an middleman concerning both you and your creditors. Only 75% of the creditors must agree to the repayment strategy to the IVA to commence. 如欠債人在供款期間不幸被解僱或遭減薪，只要出示有... https://drp45554.bloggerchest.com/29597805/the-smart-trick-of-drp-that-no-one-is-discussing-hkdrp-top